Insurance

QUESTIONS TO ASK THE INSURANCE AGENT Policy _ What type of insurance insurance policy is it? What burdens does it bilk? Who does it cover? Premium _ What is the centre of the agio? _ How is it to be paid? (in cash, deducted from the loan, etc.) _ How frequently is the premium paid? (monthly, quarterly, annually) Benefits _ What benefits does the insurance policy guarantee to the policyholder? _ Which events go away motivate payment of the benefit? beneficiary _ Who goat be named as a beneficiary? _ How many a(prenominal) beneficiaries can be named? _ Are at that place exceptional provisions if benefits are paid to a named beneficiary who is a child? Does the insurer notify the beneficiary? Claim _ How a allege is submitted? _ What type of documentation is needed? _ When should a advance be submitted? Exclusions _ What events are named as exclusions to this policy? Eligibility _ What are the criteria for who can l of all timeaging this insurance p olicy? Deductible _ What is the number of the deductible? _ Does this amount ever vary? Is it the same for all(prenominal) claim? _ What if the cost of the event (the loss or medical checkup expense, for example) is less than the deductible amount? Waiting Period _ When will the policy be active? _ What if something happens to me during the wait period?

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